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New accounts receive 100 starter credits. Each endpoint’s API reference lists its credit cost. A successful uncached request uses that amount. Cache hits use zero credits. Failed provider requests are refunded. Insufficient balance returns HTTP 402 before an upstream request. Check your balance with GET /v1/credits/balance and review the credit ledger in your dashboard. Paid checkout is not enabled yet. Stripe setup is deferred. Displayed paid plans are launch pricing, not an active subscription or purchase.